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ICICI Bank
Our Partner

About Our Trusted Associates

IDFC FIRST Bank is a leading private sector bank in India, created in 2018 through the merger of IDFC Bank and Capital First. Headquartered in Mumbai, the bank offers a wide range of financial services, including savings and current accounts, fixed deposits, loans, credit cards, and digital banking solutions. It focuses strongly on retail banking, MSME financing, and customer-centric products with transparent pricing. IDFC FIRST Bank is known for its technology-driven approach, innovative services, and emphasis on ethical banking. With a growing branch network and robust digital platforms, it aims to make banking more accessible, convenient, and reliable for individuals and businesses.

IDFC first bank offers a variety of loan services

  • Home Loans — For buying or constructing a house, with competitive rates and long tenures.
  • Personal Loans — Quick personal loans (for travel, emergencies, weddings, etc.), often up to ₹ 10 lakh, with relatively fast approvals
  • Vehicle / Two-Wheeler Loans — For new bikes/cars or pre-owned vehicles, helping with mobility and transport needs
  • Loan Against Property (LAP) — For self-employed or business owners needing capital by pledging property.
  • Business Loans — For self-employed or business owners needing capital by pledging property.

Why Customers Prefer IDFC First Bank

  • Competitive & low interest rates—Their personal loans often begin at ~ 9.99% per annum.
  • Quick & paperless processing — Many loans (like their “FIRSTmoney” personal loan) offer a fully digital application and instant disbursal, often within minutes or hours.
  • Flexibility in repayment — Borrowers can choose flexible tenures (e.g. 9 to 60 months for personal loans) to match their income and budget.
  • Zero or minimal foreclosure/part-payment charges — For some loans, you can prepay or close loan early without heavy penalties.